Ellen Can Help You Gain Control

There’s a lot you can do to control your spending and save more of your hard-earned cash each month. One big key to financial success is to ask how to save money each time you’re spending it. That includes those automatic payments and other expenses that sometimes slip into the background of your finances.

Creating Financial Awareness

It’s important to look at every bill and expense each month to see if there are ways to cut down on costs — even smaller bills can add up over time. Things like buying a cup of coffee or purchasing lunch every day, sticking to cable instead of cutting the cord and buying name-brand groceries instead of the off-brands label can all cost a lot of money over time.

Ellen Will Help

Meal Planning for Home

The simple act of cooking at home can save you a lot. Think about those expensive restaurant bills with appetizers, drinks, the main course, dessert and tip — all of that adds up quickly. By simply preparing your meals at home, you’re already winning!

Create Shopping Lists

Planning your meals isn’t just about making a weekly menu — it can help you learn how to save money on groceries and spare you the desire for impulse purchases. With a shopping list, you know exactly what you need to buy for meals each week, so you can be more disciplined. Shopping lists can also help you prepare lunches — instead of buying one every day.

Get Rid of Cable TV

Long commercial breaks, inconvenient broadcasting schedules and it’s still mostly reruns? Cut the cord and end your cable contract instead of renewing. You can get free local channels with a digital antenna, and you can pick up a la carte streaming services to watch your favorite shows for a fraction of the monthly price of cable.

Reduce Your Electricity Usage

We all know to turn off the lights when we leave a room, but did you know that unplugging your always-on appliances when you’re not using them can save you money? You may have heard of something called vampire energy — electricity consumed when an object isn’t in use, but is still plugged into an outlet. Your microwave, desktop PC and more are all pulling money out of your wallet, even when they’re switched off or not being used.

Invest in Smart Home Tech

Another great way to save on utility bills is to pick up a smart thermostat that allows you to adjust the temperature — even when you’re not home. The companion app can learn your “home and away” habits and predict when you’ll be arriving. They’ll make adjustments to your heating and cooling schedule to optimize efficiency and still keep your home comfortable during regular at-home home hours.

Purchase Refurbished and Used

Not everything needs to be bought brand new. Instead of buying the latest new appliances or electronics, check listings on sites like Craigslist or eBay for used or refurbished versions in good condition. When buying used, you should always make sure what you’re getting is of good quality, so request an inspection or assessment by either yourself or a professional you trust.

Not Many People Know to Bundle Insurance

Major Tip: by bundling your home and auto insurance policies you can save a lot on your insurance costs. Signing up for safe and defensive driver programs and adding smart home security features to your house — those are great ways you to save money on your insurance premiums. Connect with your Insurance agent to learn about what discounts that can help you save a lot of money.

Contact Ellen To Help Reduce Your Living Expenses Today

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